Quick Answer

On October 22, 2026, Flexmls showed 58 active listings across seven 55+ communities our team works: Valencia Del Mar, Valencia Grand, Valencia Sound, Valencia Bay and Valencia Cove in Boynton Beach, Regency at Avenir in Palm Beach Gardens and Cresswind Palm Beach in Westlake. Asking prices ran from $499,000 to $2,231,900, and HOA fees in the MLS from about $330 to $940 a month. A community qualifies as 55+ when at least 80 percent of occupied units have a resident 55 or older. Updated October 26, 2026.

A 55+ community is a neighborhood whose association has chosen to limit who lives there by age, and that choice shapes everything else: who your neighbors are, how busy the clubhouse is, what the rules say about guests and rentals, and what the monthly fee pays for. Some are gated single-family neighborhoods with a resort-style clubhouse; others are older condo and villa communities with modest fees and a long track record. The right one depends on your budget, your routine and how much you want the association to handle.

What is on the market today

Active 55+ listings by community (Flexmls, pulled Oct 22, 2026; middle price only where 5 or more listings)

Some Valencia fees are billed quarterly; the monthly figures above are the quarterly amount divided by three. Three things to read into the table:

• The Valencia name covers a wide spread. Valencia Cove starts at $600,000; Valencia Del Mar starts near $1.4 million.
• Several listings show a 2026 or 2027 year built, so some inventory is new construction and some is resale, and the MLS does not separate them. Check the year built and the seller on each listing.
• Westlake listings sit under the Cresswind Palm Beach name, but the city on a listing can vary (one shows The Acreage), so search by subdivision name, not by city.

How the 55+ age rule works

Federal law lets a community qualify as housing for older persons when it is intended and operated for occupancy by persons 55 or older, at least 80 percent of occupied units have at least one resident 55 or older, it publishes and follows its policies, and it verifies ages by surveys and affidavits (42 U.S.C. 3607(b)(2)(C)). HUD's rule requires that verification at least once every two years (24 CFR 100.307), and Florida Statutes 760.29 (flsenate.gov/Laws/Statutes/2025/760.29) mirrors it.

The law sets a floor, and each association writes its own rules on top: the minimum age of a spouse or other resident, how long a younger guest can stay, whether anyone under a certain age can live there at all, and how the association checks. Wondering whether someone under 55 can buy or live in one? Our Boynton Beach 55+ rules page (palmbeachcountyhomeforsale.com/boynton-beach-55-plus-community-rules-under-55) explains how to ask.

What to check before you make an offer

• The all-in monthly number. Ask what the HOA fee covers, whether it is billed monthly or quarterly, and whether a separate club or golf membership applies. Property taxes and homeowners insurance are separate lines.
• Assessments and minutes. Ask whether a special assessment is planned or recently levied, and read the last two years of board minutes.
• Rentals. Some associations limit rentals or require a minimum lease term, and some do not allow them. If you will be here part of the year, read the rental policy first.
• Medical care. A hospital emergency room and a freestanding ER are open around the clock for serious problems; an urgent care center is a walk-in clinic with set hours for minor ones. Look up the closest of each and drive the route once.
• Inspection. Get a full professional inspection on every purchase, resale or a home the builder is finishing.

How the communities differ

• Valencia Del Mar, Grand, Sound, Bay and Cove are neighboring names in western Boynton Beach, with the county's highest asking prices on this list and fees around $680 to $940 a month. Read the detailed buyer notes in our Valencia Del Mar guide (palmbeachcountyhomeforsale.com/blog/valencia-del-mar-boynton-beach-gl-homes-55-plus-phased-pricing-buyer-strategy).
• Regency at Avenir is in northern Palm Beach Gardens, priced in the $900,000 to $1.25 million range on this pull with a $424 monthly fee.
• Cresswind Palm Beach in Westlake has the most listings and the lowest entry prices, $499,000 to about $930,000.

The MLS subdivision names for Regency at Avenir and Cresswind vary, so we confirm each listing by hand. Call us for current listings and association documents.

Selling a home to make the move?

Most 55+ buyers sell a house first, so the order matters. We run the numbers on your current home, then shape the search around what you will net. If your buyers can also shop new homes from a builder nearby, our guide Sell Against the Builder (drive.google.com/file/d/1jtXi073VZ5QwckediroDJDBANtEq8okf/view) shows how to compete.

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Explore more of Palm Beach County

For every area, start with the full list of Palm Beach County neighborhoods (palmbeachcountyhomeforsale.com/palm-beach-county-neighborhoods).

Sources: Flexmls active listings by subdivision, pulled Oct 22, 2026; 42 U.S.C. 3607(b)(2) and 24 CFR 100.307 (law.cornell.edu, read Oct 22, 2026); Florida Statutes 760.29 (flsenate.gov, read Oct 26, 2026).

What we do not focus on

Our team does not specialize in the older condominium 55+ communities, such as Century Village or Kings Point. If you are shopping there, we can refer you to an agent who works those buildings every day. We would rather tell you that up front.

The honest drawback

A 55+ community trades flexibility for fit. Grown children and grandchildren may face visit limits, resale goes to a smaller pool of qualifying buyers, and fees at the top of this list run close to $1,000 a month before taxes and insurance. If there is a chance a younger family member will live with you, read the age policy before anything else.