10776 Waterberry Drive, Boca Raton — What Living Here Actually Looks Like
You've seen the pond. You know the price. Here's what that number actually buys, what the two HOA fees really cover, and the three things to confirm before you write an offer.
A 2-bed, 2-bath villa with a full pond view in Waterberry at Boca Chase, a gated 55+ (age-restricted) community in West Boca Raton. Original 1985 condition, listed at $250,000. Updated villas in this community have been changing hands meaningfully higher, so the renovation is the story — but treat that spread as an observed price band, not a guaranteed return. Two separate association fees total $353/month and cover lawn, exterior maintenance, the barrel tile roof, cable, and full clubhouse access. Publix is two minutes from the gate. Before you offer: pull the estoppel on both associations, confirm the current pet policy in writing, and read the 2026 budget. Brian Wilder at 561-201-4717.
▶ Watch: 10776 Waterberry Drive, Boca Raton — Pond-View 55+ Villa
The first thing you see when you walk in isn't the villa — it's the water. Straight through the sliding glass doors, a full pond view. No rear neighbors. No parking lot. Just open water, and it's there every morning from the Florida room while the sun comes up. That view is permanent. Everything else in this villa is negotiable, and that's exactly the point.
The Renovation Math — Read This Carefully
The floor plan is a classic split-bedroom layout: primary suite on one side, guest bedroom on the other, living space open through the middle. Vaulted ceilings throughout. Plantation shutters. Pass-through kitchen window. The enclosed Florida room runs the full width of the back — that's where the pond view lives, visible from the kitchen, the living room, and the porch at once.
The kitchen and baths are original to the 1985 build. Functional, and ready for a buyer to modernize. A realistic kitchen-and-bath renovation in this market runs roughly $50,000–$80,000.
Now the part I want to be precise about, because overstating it would be the fast way to lose your trust. Updated and renovated villas in Waterberry have been trading meaningfully above original-condition units — recent activity has clustered in the low-to-mid $300,000s, with fully renovated units asking higher still. That spread is real, and it's why this villa is priced where it is.
What that spread is not is a promised return. Nobody — not me, not a listing site — can guarantee what a specific renovation adds at resale. Finish level, timing, the market, and the individual unit all move that number. What I can do is hand you the actual closed comps for this community and let you run your own math. Call before you visit and I'll send the comp sheet.
What the Two HOA Fees Actually Cover
This is the number most buyers get wrong, because there are two separate associations here, not one.
- Waterberry association: $288/month
- Master Boca Chase association: $65/month
- Combined carrying cost: $353/month — that's the figure to use when you run your monthly budget.
What that covers: cable TV, lawn care, all exterior maintenance, exterior painting on roughly a seven-year cycle, parking, security, trash removal, and full clubhouse access — heated pool and hot tub, sauna, fitness center, lighted tennis courts, shuffleboard, library, and billiards room. Read that as every cost you are not writing a separate check for. No lawn service bill. No exterior painting bill. No roof call after a storm.
The barrel tile roof falls under association exterior maintenance. If you've owned in Florida before and priced a roof, you know what that line is worth. Residents also reach the broader Boca Chase amenities — additional pools, walking and biking trails, basketball courts. The social calendar runs year-round: movie nights, card games, book clubs, live shows, holiday parties, organized group trips.
Verify all fees, and whether this is a homeowners or condominium association, via estoppel before closing. That distinction affects your financing and your insurance.
What Most Agents Won't Tell You About This One
It's a 55+ community. Waterberry is age-restricted housing. At least one resident must meet the age requirement, and buyers are subject to association approval — including a minimum credit score. If that doesn't fit your household, this address doesn't work, and I'd rather you know that now than after a flight.
No rentals for the first two years. If you're an investor looking for immediate income, this is a stop sign. If you're a seasonal owner who wants a community protected from tenant churn, it's the rule that keeps it that way.
The hidden cost isn't the renovation — it's what you don't check. Pull the estoppel on both associations. Ask specifically about capital improvement projects planned in the next 24 months, because that's where a special assessment comes from. The 2026 budget and reserve figures tell you more about your real carrying cost than the monthly fee does.
What Your Days Look Like
Mornings start in the Florida room. Coffee, pond, sunrise. That routine doesn't require a car.
Two minutes from the gate, Publix sits at the Clint Moore and 441 corridor. In that same stretch: Café Landwer for breakfast, Israeli-Mediterranean with outdoor seating. Villa Rosano on Clint Moore for Friday-night Italian. Il Fiore West Boca on Yamato Road, five minutes out, for real pizza. Lazy Dog on Glades Road, ten minutes south, for a proper dinner or Sunday brunch when family visits.
Mizner Park in downtown Boca is 15 minutes east. Atlantic Avenue in Delray Beach is 20 minutes north. Red Reef Park is about 11 miles — reef-protected, calm water, roughly 18 minutes without traffic.
| Publix (front gate corridor) | 2 min |
| Café Landwer / Villa Rosano | 3 min |
| Il Fiore West Boca | 5 min |
| Lazy Dog Restaurant & Bar | 10 min |
| Mizner Park / downtown Boca | 15 min |
| Delray Marketplace | 15 min |
| Atlantic Avenue, Delray Beach | 20 min |
| Red Reef Park / beach | ~11 mi · 18 min |
| Palm Beach International (PBI) | ~30 min |
| Fort Lauderdale (FLL) | ~35 min |
If You're Bringing a Dog
Boca Raton was certified a Better Cities for Pets city in 2024. The walking and biking trails inside Boca Chase give you a morning loop from the front door. Mizner Bark Dog Park is 15 minutes east — over two fenced acres, off-leash, separated by size. Bark Beach at Spanish River Park runs off-leash hours on weekend mornings. Lazy Dog on Glades Road has an actual dog menu.
On the pet policy itself, I'm going to be straight with you rather than repeat a number. Published sources disagree on whether Waterberry permits one pet or two, and on the exact weight limit. This is the single most common question I get on this listing, and it's the kind of detail that ends a purchase. Get the current pet rule in writing from the association before you travel. I'll request it for you — just ask.
Who This Works For
A qualifying 55+ buyer who wants a Boca Raton address in a gated community, has a renovation budget, and understands what the spread between entry price and updated comps represents.
Who Should Keep Looking
Anyone who needs move-in ready. That inventory exists in Waterberry — it's priced substantially higher. Also anyone needing rental income in the first two years.
What You Gain
Permanent pond view, no rear neighbors, exterior and roof maintained by the association, an active clubhouse, and an entry price with room to add value.
What You Give Up
A finished kitchen and baths on day one. A 1985 build means the roof, AC, and plumbing all need eyes on them.
What to Check Before You Offer
- Pull the estoppel for both associations — Waterberry and master Boca Chase. Review reserves on both.
- Confirm whether this is a homeowners or condominium association. It changes your financing options and your insurance.
- Ask about capital improvement projects planned in the next 24 months.
- Get the pet policy in writing (count and weight limit).
- Confirm the association application and approval timeline before going under contract. Approval is required prior to closing, and there is a minimum credit score requirement.
- Check the FEMA flood zone designation for this parcel.
- Inspect roof, AC, and plumbing — 1985 build.
- The application, rules and regulations, and 2026 budget are attached in the listing documents. Read them before you write, not after.
Buyers carry interior insurance (commonly an HO-6 policy on attached villas), typically in the several-hundred to low-four-figure range annually — get a real quote for this unit. Florida's Homestead Exemption applies to primary residents only; seasonal owners keeping a northern primary residence do not qualify. Verify with your tax advisor.
Call Before You Visit
I'll send the closed comp sheet for Waterberry and the three questions to ask the association before you write an offer. In business since 1996, more than 1,500 homes sold in Palm Beach County.
Call: 561-201-4717 — Brian Wilder · brian@palmbeachcountyhomeforsale.com
Spanish-speaking buyers: 561-285-8809 — Lucy López
Frequently Asked Questions
Is Waterberry at Boca Chase a 55+ community?+
What are the HOA fees at Waterberry at Boca Chase?+
What do updated villas sell for in Waterberry?+
Are pets allowed at Waterberry?+
Can I rent the villa out?+
How far is the beach?+
What should I check before making an offer?+
Brian Wilder
The Wilder Real Estate Group at Keller Williams Wellington
561-201-4717 · brian@palmbeachcountyhomeforsale.com
In business since 1996 · 1,500+ homes sold in Palm Beach County
Lucy López, Bilingual Specialist (Español): 561-285-8809
Information deemed reliable but not guaranteed. Price, availability, fees, association rules, pet policy, and square footage subject to change and must be independently verified. Renovation price bands reflect observed market activity and are not a projection or guarantee of return. This is not legal, tax, insurance, or investment advice. Waterberry is age-restricted (55+) housing operating under the Housing for Older Persons Act. Equal Housing Opportunity.